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As schools in parts of the UK break up for summer, we give some top saving tips and ways you can engage children and young people with money over the holidays.

If you’re planning on travelling abroad, here are some top money saving tips:

  • Try to be flexible with your travel dates – travelling outside of school holidays can be cheaper.
  • Plan your trip in advance to get the best price.
  • When saving for a holiday, save some extra money for the unexpected and emergencies such as going over baggage allowance, receiving parking fines or paying for medication.
  • Compare flight prices on websites like Skyscanner, Google Flights and momondo.
  • If you’re staying in a hotel, use websites such as Trivago to get the best deal and consider hostels as they may be cheaper. Travelling in a group? Try an apartment or house share with sites like Airbnb.
  • Constantly eating in restaurants can be expensive. Why not try supermarkets, local shops or markets.
  • Souvenirs can also be pricey and turn into clutter – take photos instead.

Staying at home for the holidays? Here are some budget-friendly ideas for making the most of your free time:

  • Go for a bike ride.
  • Get baking or cooking.
  • Take a trip to the nearest beach or local park with a homemade picnic.
  • Play some board games.
  • Get creative with arts and crafts.
  • If you have a garden and a tent, you could try camping for a night rather than paying for a camping holiday.
  • Use apps like Kids Pass for discounts on days out, from safari parks to trips to the cinema.
  • Make the most of supermarket loyalty points, for example, you can exchange Tesco Clubcard vouchers for family entertainment across the UK.

Some tips for engaging young people with money over the summer:

  • Set a summer pocket money routine if you can afford it – The holidays are a great time to start. You have time to get into a routine and children have more time to earn extra cash around the house.
  • Practise budgeting by planning a meal. You could give them a budget, and ask them to list out everything they think they need including napkins, fizzy drinks etc. Take them shopping and let them shop around and see if they can find deals to beat the budget.
  • Try out MyBnk’s free resources. These can be used by both parents and teachers. We also have a range of independent learning resources aimed at young adults.
  • Check out our list of financial education books for children and young people. These could be great options for the summer reading challenge organised by libraries.

Have a nice break!