Money Twist KS4

A financial education programme aimed at 14-16 year olds in secondary schools

Independently Assessed

Format

3 x 100 min sessions. Can be delivered over 2-3 separate sessions

Target Group

14-16 year olds

Group Size

12-30 young people

Information Sheet PDF

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Content

A highly interactive financial education programme covering practical and relevant everyday financial matters.

These sessions are designed to get young people thinking and caring about their finances, both now and in their short and long-term futures.

Sessions cover:

  • Session 1: Minimum wage, payslips, national insurance, tax, government spending, household costs, insurance, needs and wants, lifestyle choices, budgeting, unexpected costs, and savings.
  • Session 2: Pensions, auto enrolment, investments, stocks and shares/cash ISAs, risk and saving, Interest, borrowing, credit and debt, and fraud and scams.

See how this programme maps into the National Curriculum and Financial Education Planning Framework for UK teachers.

Money Twist approaches financial capability in a hands-on manner as young people play games, engage with video case study challenges, and involve physical activity in their learning. Each session is structured to look at where young people get money, what they do with it and why it matters.

Participants are encouraged to give their own views and critically analyse various financial problems that young people and adults are faced with, as well as considering their own financial futures.

Money Twist maps into the financial literacy elements of the Citizenship, Maths and PSHE curriculum. It is ideal for financial capability focus days, enterprise weeks, or can be built into a scheme of work over a number of weeks. Multiple Money Twist sessions can be run simultaneously to allow several classes to take part at once.

Money Twist has been evaluated and proven by The Money Advice Service’s Evidence Hub. This programme also won Children & Young People Now’s Financial Capability Award 2010!

MyBnk Cancellation Policy: Cancellations and changes made to scheduled deliveries incur costs to MyBnk. Any changes made less than two weeks in advance will result in a £100 or, if less than three working days, £250 charge per MyBnk trainer. Full Terms & Conditions here.

Case Studies

From opening a first bank account and trading in real markets, to moving out of care and into independent living, MyBnk’s financial education workshops and enterprise experiences pack a BIG punch!

"It makes maths real!" Improving teens numeracy skills by understanding investment

"I'm getting them on this course!" Single mother Chantel, 19, takes control of her finances, and her future

"Learning to live independently taught me I had worth" Leaving care and dodging bankruptcy

Impact After Our Programmes

73

Teachers who thought MyBnk training was more effective than the training delivered by school staff

31

Of pupils who have not made a financial plan now would

45

Shift towards young people’s moderation in spending and savings habits

“Don’t let making a living prevent you from making a life.” [John Wooden]

Fiona Montgomery

Head of Education - School Age

Dominique Kent-Saisch

Education Officer

"I want young people to understand things like APR as much as they understand LOL".

Carl Clarke

Education Officer

"The question isn’t at what age I want to retire, it’s at what income.” [George Freeman]

Andy Small

Education Officer

"Never confuse the size of your paycheck with the size of your talent".

Laura Mattson

Education Officer

"There are people who have money and people who are rich". [Coco Chanel]

Wendy Grace

Education officer

"The more you LEARN the more you EARN".

Laura Ellis

Regional Education Officer - South

"Having money shouldn't cost you".

Natalie Bartlett

Regional Education Officer- South

"Save money, and money will save you!"

Naomi Darling

Communications & Facilitation Assistant

"If money is the sea, learn to ride the waves".

Jade Rowlands

Partnership Manager

"Money speaks every language in the world".

Kate White

Education Coordinator